Fast, precise, and professional credit repair. We handle everything for $49.99/mo. No hidden fees. No limits.
Secure 256-bit encryption. Setup your account in under 5 minutes.
A clear, straight-forward path to repairing your credit.
Signup and download the Credzy Mobile app and get your credit report.
Through navigating to our portal from the Credzy App, you will sign your agreements and select which items you want us to dispute.
We will dispute the negative items each month and work to increase your score and clear up your negative items.
Most companies charge high setup fees and keep you on the hook indefinitely. We don't.
| Credit Repair Ninja | 90 Day Credit Experts | 750 Credit Group | The Credit Pros | |
|---|---|---|---|---|
| Setup / First Work Fee |
$49.99 $1.00*
*Online digital signups only |
$149.99 | $149.99 | $149.99 |
| Monthly Cost | $49.99 | $149.99 | $149.99 | $149.99 |
| Program Length | 6-Month Target | 1 Year Contract | 1 Year Contract | Indefinite / Open |
| Bureau Coverage | All 3 Bureaus | All 3 Bureaus | All 3 Bureaus | All 3 Bureaus |
| Monthly Disputes | UNLIMITED | UNLIMITED | UNLIMITED | UNLIMITED |
| Live Agent Customer Support | Yes | Yes | Yes | Yes |
| Cancel Anytime | Yes | No | No | Yes |
| Total Cost | ≈$300 | ≈$1800 | ≈$1800 | ≈$1800* |
*Competitor pricing based on publicly available data. *Total cost for The Credit Pros estimated after one year of service.
For 6 Months
+ Credzy Monitoring ($29.99/mo)
*The $1 setup fee discount applies to online digital signups only.
You will need an active Credzy monitoring account ($29.99/mo) to use this service.
We partner with Credzy to access your 3-bureau reports (TransUnion, Equifax, Experian). While we handle the repair strategy, Credzy provides the essential monitoring data required to identify errors and track success.
Real results from real clients.
"I was paying another company $120 a month and they only disputed 3 items at a time. This service did everything at once for half the price."
— James R.
"Fast and professional. The connection with Credzy made it super easy to get started. My score is up 60 points in 3 months."
— Elena M.
"Finally a company that doesn't charge a fortune. Unlimited disputes is a game changer for anyone with a lot of old errors."
— Marcus T.
Understanding how we target your score improvement.
The most critical factor. We aggressively challenge inaccurate late payment markers to help restore this foundational aspect of your score.
We advise on strategies to lower your debt-to-limit ratio, while ensuring your reporting limits are accurate across all bureaus.
Collections, charge-offs, and bankruptcies weigh you down. Our "Unlimited Dispute" model allows us to attack these heavy anchors simultaneously.
We use advanced technology to streamline the dispute generation process. Instead of high overhead costs, we pass the savings to you. We believe credit repair shouldn't be expensive.
Most companies limit you to 3 or 5 disputes per month to keep you subscribed longer. We dispute every eligible error found on your report immediately, regardless of the quantity. This speeds up the result timeline.
Credit repair requires data. Credzy is a secure identity monitoring service that pulls your reports from TransUnion, Equifax, and Experian. We need this live feed to see what to repair and to track when items are deleted.
No. You can cancel at any time. The program is designed to be completed in 6 months, but you are not locked in.